Explore Your Sub-Prime Financing Options at Low Cost Cars
Low Cost Cars is a premier buy-here, pay-here used car dealership in Central Ohio, and we're proud to offer bad credit financing solutions for our valued customers. Securing a used car loan when you have a less-than-ideal credit score doesn't have to be daunting when you finance here.
We invite used car shoppers from throughout Central Ohio to consider our used car dealership for their vehicle shopping and financing needs. Here, we work to find affordable loan options for motorists of all financial backgrounds and credit situations, including those with sub-prime credit ratings.
Reach out to our in-house financing specialists and don't hesitate to submit our no-obligation used car loan application today to learn more about your options for bad credit financing.
What's Considered a Sub-Prime or Bad Credit Score?
Many lenders and financial institutions consider a credit rating in the 300 to 499 range to be deemed bad credit, while ratings in the 500 range are often known as poor or low credit scores. If your current credit score falls below an average rating, then you may require sub-prime financing to secure the used car, SUV or pickup truck you're after.
Remember that your credit rating can change frequently; that's why it's important to check your score regularly, especially when you are considering applying for financing like a used car loan. With a bad credit car loan from Low Cost Cars, you could see your credit rating repaired over time, so don't wait to see if you qualify.
Why Apply for Used Car Loans Here?
If you're second-guessing your chances of securing a loan for your future used car purchase, then the finance team at Low Cost Cars wants to assist you! We've helped many used car shoppers with poor credit ratings locate viable loan solutions, so don't let your past experiences affect your current opportunities to obtain financing.
We'll work around your poor credit score by considering other factors in your application, like your:
- Debt-to-income ratio
- Detailed credit history
- Available down payment
- Vehicle trade
- Price of used car you want to drive
More About Our Bad Credit Financing Process
Have you faced a recent financial setback such as a divorce, bankruptcy, foreclosure or repossession? If so, know that we may still be able to help you finance one of our pre-owned vehicles through an alternative auto loan package. When you send us a completed credit application, we'll quickly review it to determine your options, and contact you shortly to discuss.
We're ready to put our team of trained auto loan experts to work for you, so don't hesitate to contact us or fill out our online form so that we can learn more about your used car of choice and the loan you'll require.
Your Local Buy-Here, Pay-Here Used Car Dealer
With used car dealership locations in Circleville and Whitehall, OH, our Central Ohio customers are never far away from test driving one of our quality used cars for sale. Plus, with our dedicated finance staff, it's simple to apply for auto loans while you shop our website or visit us and locate your SUV or choice.